The times regarding the letter that is standard cannot quite remember, but i believe it had been from October 2013.
We have now raised a query along with my creditors during this time period. Requesting information on all interest and fees granted whilst under a DMP.
We have additionally required if they are now deemed unfair that they double check the default dates and requested that they remove them.
I am going to fully accept if they followed Stepchange advice, and I also recognise that at the time they were well within their rights to add interest, as per the terms of our agreement that I have no refund due to me.
I am aware am perhaps perhaps not entitled to such a thing from my endeavours, it would appear that the behavior of bankвЂ™s today are far more versatile and ethical, and I also have always been just asking to allow them to mirror that with our history.
Thank you to get straight back. IвЂ™ll help keep you posted.
Is it possible to advise me personally please, i will be presently in a DMP with Payplan, have already been for 4 months, have actually around another 12 to get, Barclaycard have put a standard back at my credit report, all payments have been made by me. I’m perhaps not in every arrears that I understand down, i’ve been making repayments that have been over the minimum the things I was having to pay formerly, We rang Barclaycard and ended up being informed because of the colleague that automatically if I joined into a DMP together with them i might get a standard on my file, that will unclear for six years, as it’s their policy, We queried this when I try not to think I experienced any arrears, therefore a default is unjust and untrue, other loan providers have actually put arrangement to cover to my file, but barclaycard have actually placed a standard which appears really unjust, could you advise me personally the way I could possibly get surrounding this, additionally they said they are able to perhaps not see my repayments, and even though I experienced made all of them.