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Nj-new jersey Usury and Regulations
Overview of brand new Jersey Usury Law(s) / Quote: “Legal: 6% / agreement: 16% / Judgment: No provisions that are specific Corporate: No specified price”
(WeFindLenders.com endeavors to include probably the most updated data that are legal nj-new jersey, but no guarantee or guarantee of all kinds is expressed or suggested regarding the accuracy of stated data. This information is perhaps perhaps perhaps not designed to be legal services. For appropriate assistance talk to an attorney in nj, and/or contact this new Jersey local government’s unit of banking and finance – appropriate statutes investigated by FindLaw.com & American Lawyers Quarterly – see credits )
Nj Usury Law Information:
Legal optimum Interest Rates: Quote: “6% or as much as 16% for agreement (В§31:1-1); loans more than 30% or 50% in restricted obligation to corporations aren’t allowed (В§2C:21-19)”
Usury Penalties: Quote: “just amount lent might be restored (В§31:1-3); responsible of unlawful usury or over to $250,000 fine (В§2C:21-19)”
Appropriate Exceptions: Quote: “Loan for more than $50,000; cost cost savings and loans; banking institutions; Department of Housing and Urban Affairs as well as other companies authorized by the crisis Residence Finance Act of 1970; state or government or quasi-governmental companies (В§31:1-1)”
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